Disclaimer/Risk Warning

Welcome to the website of Troy Income & Growth plc ("the Company"), by accessing this website ("the Site") you agree to be legally bound by this disclaimer/ risk warning ("Disclaimer").  Please read the following Disclaimer.

If you do not agree to this Disclaimer, do not proceed to further web pages of the Site.

Please note that this Disclaimer, as well as the information contained on the Site, is subject to change from time to time without notice.

This Site is maintained by Troy Asset Management Limited ("Troy") which is authorised and regulated by the Financial Services Authority.

Access Subject to Local Restrictions

This Site and all information and functionality contained within it are not directed at or intended for use by any person resident or located in any jurisdiction where the distribution of such information or functionality is contrary to the laws of such jurisdiction or such distribution is prohibited without obtaining the necessary licenses or authorisations by Troy and such licenses or authorisations have not been obtained.

Services and Investments

Services and investments displayed on the Site may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions such as sales restrictions for further information.

Any materials available on the Site have no regard to the specific investment objectives, financial situation or particular needs of any specific recipient and the investment approach and process may not be suitable for all investors. The investments discussed may fluctuate in value and investors may get back less than they invested. Changes in rates of exchange may cause investments to go up or down. Past performance is not necessarily a guide to future performance.

No Warranty

No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the information or materials contained herein, nor are they a complete statement of the securities, markets or developments referred to herein. The information and/or materials should not be regarded by recipients as a substitute for the exercise of their own judgement. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of Troy or the Company as a result of using different assumptions and criteria. Neither Troy nor the Company is under any obligation to update or keep current the information contained herein. For further information please contact Troy at Brookfield House, 44 Davies Street, London, W1K 5JA (Telephone: 020 7499 4030).

Use of the Site

No right is granted to use the Site:

(i)         to create a database (electronic or otherwise) that includes material downloaded or otherwise obtained from the Site except where expressly permitted on the Site;

(ii)        to transmit or re-circulate any material obtained from the Site to any third party except where expressly permitted on the Site;

(iii)       in such a way so as to remove the copyright or trade mark notice(s) from any copies of any material made.

Troy cannot guarantee that your use of the Site will be free from error and/or uninterrupted.  Whilst effort has been taken to ensure that the Site is free from viruses, no warranties are given that it is free from viruses and users are responsible for ensuring that they have installed adequate virus checking software. Troy shall not be liable for any viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of the Site or any hardware on which it is hosted.

No Offer

The information contained in this Site is for informational purposes only. No information published on the Site constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

Neither Troy nor the Company intends to provide investment, legal or tax advice through the Site and does not represent that any securities or services discussed are suitable for any investor.

When making a decision about your investments, you should seek the advice of a professional financial adviser.

Forward Looking Statements

The Site may contain statements that constitute "forward looking statements". While these forward looking statements may represent Troy's judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from Troy's expectations.  Troy is not under any obligation to (and expressly disclaims any such obligation to) update or alter its forward looking statements whether as a result of new information, future events, or otherwise.

No Liability

To the fullest extent permitted by law, in no event shall Troy or any of its directors, employees or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of these web pages, even if Troy has been advised of the possibility of the same.

Links

The Site may contain links to external websites operated by third parties. These links are included to give users the opportunity to access other pages that it is felt may be of assistance to them. Troy makes no representations as to the accuracy or any other aspect of the information contained on such sites and Troy accepts no responsibility for the content of these sites

Communication (including E-Mail)

The Internet is an universally accessible medium. Ordinary E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may circulate across national borders, even if both sender and recipient are located in the same country.

In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data.

Unless explicitly stated otherwise, Troy does not accept any orders or instructions sent by E-mail or any other electronic messaging system.

Troy shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to Troy or the Company using ordinary E-mail or any other electronic messaging system.

On some pages of the Site users are asked to contact Troy to provide, or obtain, further information. Where any personal data is provided, Troy will process that data in accordance with the Data Protection Act 1998 and always in the reasonable context of your request.

Severability

To the extent that any provision of this Disclaimer is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed not to be part of this disclaimer but such finding shall not affect the validity, lawfulness or enforceability of the remainder of this Disclaimer in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of this Disclaimer in any other jurisdiction.

If you have any doubt about the suitability for you of funds managed by Troy or services provided by Troy, you should contact an independent financial adviser.

All copyright and database right that subsist in the home page and in the sub-domain pages of the Site are owned by Troy Asset Management Limited (or other parties).